As the year wraps up...

Hi everyone, and thank you for reading...It has been a long and hard year, but as I write this, I am reminded of all that I have for which I am immensely grateful.  

I have a wonderful family.  I am truly blessed with family who is always here for me and who love me unconditionally.... while there is physical distance between us, there is never any emotional distance....  my family who has meant more to me than they know, through their consistent love and sharing..... 

And my friends, my wonderful, loyal friends who get me, and who accept me even though I am a chronic idiot and I can't listen to their excellent advice, my friends, near and far, my friends, beautiful, honest and accepting of my flaws....  

If you have read my blog, you know that I had a rough financial year, but rather than judge me, you read and shared your thoughts and ideas... I want to sort out my challenges with money, and am striving to do so.  Next year will be a journey to that end, and I am committed to continuing the effort.  I have to really, I have no choice.  I cannot continue on in this manner.

So I will continue to rely on you, my friends and family, as I go through this and try, try try to improve.  Specifically, I will try to:

- Focus less on "things"
- Focus more on people and "being"
- Write more in a meaningful way
- Plan better in terms of money
- Budget and manage
- Resist the urges that overwhelm me

I know, there is no try, there is only do or do not... I get it... But we all have goals, and we don't always meet them... The best we can do is pick ourselves up over and over again....

In terms of the money issue, as you all know, Christmas came and I sort of blew it.  All that I had learned and practiced went completely out the window.  I am now below where I was before, in terms of my finances. But that is ok... that is why I am continuing the blog, the process, and journey into self discovery.  I feel like I was starting to peel the onion, and stopped just at the 30 day project end - but that there was more to learn. So here I am, wiping the slate clean, going back to the lions den of money and finance, lol...

OK, that's it for now... More to come!  Happy New Year, and thank you for reading!  xo